One of the Humana Medicare plans, Medicare Part D plan, concerns itself mainly with prescription drugs. As such, its target customer base usually revolves around senior citizens who form the majority of its membership. Humana Inc. is one of the largest health insurance companies which strive to provide A-grade health benefits and insurance plans to its customers at the lowest costs.
Humana Medicare part D is one of the top health insurers that work with Medicare. It not only provides health insurance but also offers Medicare Supplement insurance known as Medigap Plans. Humana Medicare Supplement plans provide cost benefits as they help in reducing medical care costs for those services which the Medicare Original Plan does not cover. They also help to pay for prescription drugs and for this purpose, partner with Wal-Mart and some other pharmacies. Humana also avails to its customers various Medicare Advantage plans which are flexible and provide certain more benefits than other states.
The Humana Medicare Supplement plans like other health insurance plans also vary from one state to another. In all states except Massachusetts, Wisconsin, and Minnesota, Medicare Supplement plans are divided into ten plan types running from A through N. The supplement plans cover only limited services provided by Medicare and do not usually include hearing aids or services, dental or vision care and private nursing care. There needs to be an additional premium paid in order to avail supplemental services apart from that of the original plan.
To be eligible for Medicare Supplement plans and /or Medicare Part D Plans, every member has to be enrolled in Medicare Plan Part A and/or Plan B. Without being a member of both or either of these two, one cannot avail the benefits of Medicare supplement plan. As such, it must be noted that the Medicare Supplement Plan is not a replacement of the Medicare Original Plan (Part A and/or Part B plan). It must also be noted that while the Medicare supplement plan works, the Medicare Original plan also stays active and covers medical and hospital costs (as mentioned in the plans). As the name suggests, this is a supplement plan and should not replace with the original plan.